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Privacy Policy Statement

About our Privacy Policy: 10SecondApproval.com has a strong commitment to providing excellent service to all of our customers, including respecting their concerns about privacy. We understand that visitors to our website may have questions about how this website collects and uses information. We have prepared this statement to inform you of the privacy principles that govern 10SecondApproval.com.

This statement contains numerous general and technical details about the steps we take to respect your privacy concerns. The bottom line is that meeting your needs and expectations form the foundation of everything we do - including protecting your privacy. This website does not collect personally identifiable information from your computer when you browse the site. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your e-mail address, or any other personally identifiable information.

Use of Cookies - 10SecondApproval.com does not employ the use of cookies on it's website. However, 10SecondApproval.com cannot guarantee that all sites that are linked to from our site employ the same policies. Please review each individual site's privacy policy.

Securing the Transmission and Storage of Information: All credit card applications listed with 10SecondApproval.com use a Secured Sockets Layer (SSL) line provided you are using a SSL enabled browser such as Microsoft Internet Explorer or Netscape Navigator. This ensures that your information is encrypted as it travels over the Internet. This secure mode is enabled before any such information is transmitted from your computer. You will know you are in secure mode when the padlock or key icon in the lower right-hand or left-hand corner of the computer screen appears in the locked position. You will usually only see this icon only when you are filling out an application. In addition, when accessing a secure server, the first characters of the site address will change from "http" to "https."

Privacy Statement Changes: In the future, we may need to change the privacy statement for 10SecondApproval.com. All changes will be made here so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone.

Terms of Use

ACCEPTANCE OF TERMS THROUGH USE

By using this site, you signify your agreement to all terms, conditions, and notices contained or referenced herein (the "Terms of Use"). If you do not agree to these Terms of Use please do not use this site. We reserve the right, at our discretion, to update or revise these Terms of Use. Please check the Terms periodically for changes. Your continued use of this site following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

Links to External Web Sites

We may at any time post links to other websites throughout the Internet, any links to such sites are operated and/or owned by third parties. We may not be held liable for any inaccuracies of these links, availability of information, and/or the content of information that may be found within third party website(s).

Freedom From Errors

Credit Card information contained within this website is supported by a third party affiliate program. Every effort has been taken to make sure that all information is accurate, but there is no guarantee and/or warranty to the accuracy of any information found within the website. Contact information has been provided for credit card companies and issuers for viewers of the website, this information is believed to be accurate during the time of publishing, but we nor the sponsoring third party affiliate program will not be held liable for any inaccuracies.

Affiliations with Third Parties

We are not associated with the credit cards, or the issuers of the credit cards, or any other U.S. company or organization (private, public, or governmental) that may be listed throughout the website, except for affiliate programs that advertise their products or services on our site, either through banner advertisements or direct text links. The opinions and/or reviews of these cards are posted by the members of a third party affiliate service (CardOffers.com), and all credit card products and services are given equal and unbiased evaluations by the same.

No Relation to Company Logos and/or Trademarks

We make no claim of any form of relationship, or ownership to any of the logos, or trademarks of any credit card issuer whose credit cards may be listed throughout the website.

Submission of Applications

We may not be held responsible for the approval or decline of any credit card application. All applications are accepted by the credit card vendor only, and not by 10SecondApproval.com or the third party affiliate service. Once a visitor has left the 10SecondApproval.com website, whether by external link to an application, by external link to another website, or by the visitor's own choice, we cannot be held responsible for the actions beyond our site. If you have completed an application, but changed your mind, we cannot cancel that application. You will need to speak directly with the credit card vendor to resolve such issues.

Usage of Content

No information or content found within this website may be copied without the prior written consent of the webmaster, no matter the application.

Message Boards / Posted Cardholder Comments

This content is provided by a third party affiliate sponsorship. Reviews and evaluations posted on this site by Internet users are based on the individual's personal opinion, and do not reflect the opinion of our site, or any of it's members. Though the third party sponsorship program regularly monitors all posted messages for abusive or inappropriate content, neither the third party sponsorships program nor us are responsible for the opinions, evaluations, or reviews posted by Internet users.

Credit Card Reviews & Ratings

Reviews posted by members of the third party sponsorship program are designed to offer educational and informative information on various U.S. issued credit card products. Reviews and ratings are based on personal opinion only, and do not reflect the opinions or needs of various Internet viewers and/or cardholders. Any serious consideration of a credit card product, or service should not be based solely on the comments, or opinions posted within this website.

DISCLAIMER OF WARRANTIES

ALL MATERIALS, INFORMATION, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS SITE (THE "CONTENT") ARE PROVIDED "AS IS" AND "AS AVAILABLE" FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. 10SecondApproval.com, ITS SUBSIDIARIES, ITS AFFILIATES AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL 10SecondApproval.com, ITS SUBSIDIARIES, ITS AFFILIATES OR ITS LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF 10SecondApproval.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, 10SecondApproval.com's LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

Copyright Statement

10SECONDAPPROVAL.COM IS PROTECTED UNDER UNITED STATES & INTERNATIONAL COPYRIGHT LAWS. All intellectual content and design content is property of the webmaster of this site. No reproduction is permitted without express written permission from the webmaster. At this time, the webmaster is not permitting any reproduction of this content. If the webmaster decides to allow such reproduction, contact information will be posted accordingly.

Final Note

We may suspend, change, or stop the service, or any aspect of the website (i.e. internal web pages) at any time during operation, including but not limited to any database, message boards, e-mail addresses, or other content without any prior notification, or liability. This agreement may also be changed, or modified by us at any time once the website is active. By using the website, you are bound to the terms and conditions set forth within, once the terms and conditions can no longer be accepted, access to this website should no longer be obtained.